f you have suffered bodily injury from an accident or in a way that wasn’t your fault, then you may deserve compensation. Kline Law Office has a wealth of experience in dealing with insurance companies to win their clients the compensationthat they deserve, so phone us today at 919-844-9770 for a free consultation.
What Is Serious Bodily Injury?
Bodily injury refers to the physical damage caused to a person’s body. It can also be known as physical injury. Examples of bodily injuries could include:
- Cuts, abrasions, bruises, burns, and lacerations.
- Impairment of the function of a bodily member, organ, or mental faculty.
- Internal bleeding.
- Broken bones and fractures.
- Physical pain.
Overall, any injury to the body, no matter how temporary or minute, is a bodily injury. It can also include sicknesses and diseases.
Serious bodily injury is the same as bodily injury, but just much more severe. Typically, a serious bodily injury involves substantial risk of death, obvious disfigurement, and/or loss or impairment of the function of a bodily member or organ. It is much more than minor or superficial injuries.
Whether the injuries you sustained were this serious or not, Kline Law Office is fully capable of representing your case. We promise to fight for the maximum amount of compensation that you deserve to be able to cover medical expenses, property damages, lost wages, and more.
For a free legal consultation, call 919-844-9770
What Is the Average Bodily Injury Coverage?
It is a legal requirement in North Carolina that all drivers must carry specific types of car insurance coverage. North Carolina’s car insurance minimums are considerably low, and so it’s recommended that drivers obtain coverage above the state’s limits. This is because the minimum coverage limits are so low that it may not be able to cover most costs adequately enough, which can leave you having to cover the remainder of the expenses yourself.
What Compensation Can I Claim for Bodily Injury?
You could sue an at-fault driver who doesn’t have bodily injury liability insurance for the following:
- Medical expenses – If any injuries are sustained, then you could sue for financial compensation to cover medical bills.
- Property damage – If your vehicle sustained any property damage, then you could have the costs of this covered.
- Lost wages – If you lost any wages because of the injuries, then you could be paid for your losses.
- Pain and suffering – If you are enduring any mental or emotional suffering, then you could claim for compensation because of that.
If you have been involved in an accident that left you with any bodily injuries that were not your fault, then you deserve compensation for the above and more reasons. Our law firm will fight any insurance company to ensure you receive the justice you deserve.
Contact Kline Law Office today at 919-844-9770. We are available nights and weekends for free consultations.
How Does a Bodily Injury Claim Work?
Bodily injury claims are considered “Third Party Claims,” meaning that you would be filing a claim against the insurance company of the at-fault driver. In order to make sure as much of your expenses are paid for as possible, you should be prepared to provide:
- Records of what happened.
- Photos of any injuries you sustained and the scene.
- Records of medical examinations and any bills from doctors.
- Receipts of all related expenses and proof of lost wages.
After making a claim:
- You should hear back within a reasonably set time frame.
- Be prepared to openly discuss the incident multiple times. You may have to clarify what happened to assess the injuries you sustained and the damages you deserve.
- There may be a time limit on your right to collect compensation for your claim.
- Sign the release form only if you are ready, and your attorney has encouraged you to do so. Kline Law Office will be able to review the release form for you and ensure that you have been offered the best deal possible.
Bodily Injury in North Carolina
If you have been involved in an accident that has left you with a bodily injury, then you should contact Kline Law Office, based in North Carolina on 919-844-9770.
Whether the at-fault driver has bodily injury liability coverage, property damage liability coverage, or neither, we will ensure that you get the compensation and justice that you deserve.
Call or text 919-844-9770
Ray M. Kline – Kline Law Office, PC
Phone: 919-844-9770 – Fax: 919-844-8520
P.O. Box 98296, Raleigh, NC 27624
1890 S. Main St, Suite 104, Wake Forest, NC 27587
4819 Emperor Blvd, Suite 400, Durham, NC 27703