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IMPORTANT: The materials in this Web site have been provided by this Web site and are for general informational purposes only and are not legal advice. This information is written to permit you to learn more about the services this Web site offers to clients. This information is not intended to create any relationship between this Web site and the recipient. Neither the transmission nor receipt of these Web site materials will create an attorney-client relationship between sender and receiver. The materials contained herein are general in nature and may not apply to particular factual or legal circumstances. We do not undertake to update any materials in our Web site to reflect subsequent legal or other developments. Internet subscribers and online readers should not act on this information without seeking professional counsel. This Web site periodically changes, adds, or updates the materials in this Web site without notice. 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None of the information at this Web site is intended to constitute, nor does it constitute, legal advice, and none of the information necessarily reflects the opinions of this Web site or its attorneys or clients. The information is not guaranteed to be correct, complete, or current. We make no warranty, express or implied, about the accuracy or reliability of the information at this Web site or at any other Web site to which this site is linked. This Web site is not intended to create and does not create an attorney-client relationship between you and this Web site. An attorney-client relationship with us cannot be formed by reading the information at this Web site. The only way to become our client is through a mutual agreement in a formal letter. This Web site is not soliciting clients and does not propose any type of transaction. You should not act or rely on any information at this Web site without seeking the advice of an attorney. The determination of whether you need legal services and your choice of a lawyer are very important matters that should not be based on Web sites or advertisements. Any information that you send us in an e-mail message might not be confidential or privileged, and sending us an e-mail message will not make you a client of this Web site. If you are interested in having us represent you, you should call us so we can determine whether the matter is one for which we are willing or able to accept professional responsibility. We will not make this determination by e-mail communication. The telephone numbers for our offices are listed in this Web site. We reserve the right to decline any representation. We may be required to decline representation if it would create a conflict of interest with our other clients. This Web site has tried to comply with all legal and ethical requirements in compiling this Web site. We do not want to represent clients based on their review of any portion of this Web site that does not comply with legal or ethical requirements. This Web site might contain links to other resources on the Internet. Those links are to help you identify and locate other resources on the Internet. The links are not intended to state or imply that this Web site sponsors or is affiliated or associated in any way with the information at those other Web sites. To the extent that the professional responsibility rules of any jurisdiction require us to designate a principal office or an attorney responsible for this Web site, this Web site designates its office in Raleigh, North Carolina (USA) and Ray M. Kline, Esq.. State Disclaimers Alabama: No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. Colorado: Colorado does not certify attorneys as specialists in any field. Florida: The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience. Iowa: The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements or self-proclaimed expertise. This disclosure is required by rule of the Supreme Court of Iowa. NOTICE TO THE PUBLIC: Memberships and offices in legal fraternities and legal societies, technical and professional licenses, and memberships in scientific, technical and professional associations and societies of law or field of practice do not mean that a lawyer is a specialist or expert in a field of law, nor do they mean that such a lawyer is necessarily any more expert or competent than any other lawyer. All potential clients are urged to make their own independent investigation and evaluation of any lawyer being considered. This notice is required by rule of the Supreme Court of Iowa. Kentucky and Oregon: THIS IS AN ADVERTISEMENT. Mississippi: The Mississippi Supreme Court advises that a decision on legal services is important and should not be based solely on advertisements. Missouri: Neither the Supreme Court of Missouri nor the Missouri Bar reviews or approves certifying organizations or specialist designations. Nevada: The State Bar of Nevada does not certify any lawyer as a specialist or expert. New Mexico: LAWYER ADVERTISEMENT. Tennessee: None of the attorneys in this firm are certified as a Civil Trial, Criminal Trial, Business Bankruptcy, Consumer Bankruptcy, Creditor’s Rights, Medical Malpractice, Legal Malpractice, Accounting Malpractice, Estate Planning or Elder Law specialist by the Tennessee Commission on Continuing Legal Education and Specialization. Certification as a specialist in all other listed areas is not currently available in Tennessee. Texas: Unless otherwise stated, our attorneys claiming certification in an area of law are not certified by the Texas Board of Legal Specialization. Wyoming: The Wyoming State Bar does not certify any lawyer as a specialist or expert. Anyone considering a lawyer should independently investigate the lawyer’s credentials and ability, and not rely upon advertisements or self-proclaimed expertise.